DCF Tool


TransUnion – Credit Bureaus
transunion provides credit information and smart solutions to help businesses and individuals build stronger economies around the world. we serve around 45,000 companies and more than 500 million customers in 33 countries globally. to learn more information, visit transunion.com.
Analysis Results
Intrinsic Value $139.02
Latest Price $70.86
Relative Value 49% undervalued
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Cash Flow (Billions)
Analysis Parameters
New Ticker
Analysis Details
Growth Rate Projection

An exponential growth model was fit to the past cash flow data, giving more weight to more recent years. This model determined a growth rate estimate of 20.2%.

Weighted Average Cost of Capital (WACC)

The calculated WACC is 10.0%. This value is used as the default discount rate.

Value of Future Flows

Assuming a growth rate of 20.2%, the cash flows for the next 5 years are projected.

The present value of each year's flow is adjusted to present value using the discount rate.

Year Future flow (billion) Present value (billion)
2023 1.3 1.18
2024 1.56 1.29
2025 1.88 1.42
2026 2.26 1.55
2027 2.72 1.69
Terminal Value

Assuming a growth rate after the projection years of 2.0%, the terminal value of the company would be 34.9 billion. This corresponds to a present value of 19.7 billion.

Intrinsic Value Per Share

The total present value of the projected cash flows is 7.13 billion. Adding in the terminal value gives a total present value of 26.9 billion.

There are presently 193.0 million outstanding shares, so the intrinsic value per share is 139.02.

Financial Statements

The following data was to determine the past cash flows.

Current Assets 1,450,200,000
Current Cash 587,900,000
Current Liabilities 905,600,000
Current Debt 114,600,000
Non-Cash Working Capital (NCWC) 71,300,000
Change in NCWC 527,200,000
EBIT 643,600,000
Tax Provision 119,900,000
Depreciation and Amortization 519,000,000
Capital Expenditure -298,200,000
Unlevered Free Cash Flow 1,192,406,298
Current Assets 2,632,000,000
Current Cash 1,845,500,000
Current Liabilities 1,357,000,000
Current Debt 114,600,000
Non-Cash Working Capital (NCWC) -455,900,000
Change in NCWC -456,900,000
EBIT 659,700,000
Tax Provision 130,900,000
Depreciation and Amortization 377,000,000
Capital Expenditure -224,200,000
Unlevered Free Cash Flow 183,338,420
Current Assets 1,106,200,000
Current Cash 496,200,000
Current Liabilities 664,500,000
Current Debt 55,500,000
Non-Cash Working Capital (NCWC) 1,000,000
Change in NCWC -97,500,000
EBIT 576,900,000
Tax Provision 100,300,000
Depreciation and Amortization 367,900,000
Capital Expenditure -214,100,000
Unlevered Free Cash Flow 506,251,623
Current Assets 888,200,000
Current Cash 277,000,000
Current Liabilities 571,400,000
Current Debt 58,700,000
Non-Cash Working Capital (NCWC) 98,500,000
Change in NCWC -75,900,000
EBIT 621,000,000
Tax Provision 83,900,000
Depreciation and Amortization 362,100,000
Capital Expenditure -198,500,000
Unlevered Free Cash Flow 590,420,998
Current Assets 841,500,000
Current Cash 190,300,000
Current Liabilities 548,500,000
Current Debt 71,700,000
Non-Cash Working Capital (NCWC) 174,400,000
Change in NCWC 43,900,000
EBIT 522,400,000
Tax Provision 54,500,000
Depreciation and Amortization 306,900,000
Capital Expenditure -180,100,000
Unlevered Free Cash Flow 610,215,574
Current Assets 588,700,000
Current Cash 119,100,000
Current Liabilities 458,400,000
Current Debt 119,300,000
Non-Cash Working Capital (NCWC) 130,500,000
Change in NCWC 88,900,000
EBIT 473,800,000
Tax Provision -79,100,000
Depreciation and Amortization 238,000,000
Capital Expenditure -135,300,000
Unlevered Free Cash Flow 665,400,000
Current Assets 550,000,000
Current Cash 185,500,000
Current Liabilities 373,300,000
Current Debt 50,400,000
Non-Cash Working Capital (NCWC) 41,600,000
Change in NCWC 2,300,000
EBIT 309,100,000
Tax Provision 74,000,000
Depreciation and Amortization 265,200,000
Capital Expenditure -124,000,000
Unlevered Free Cash Flow 341,239,727
Current Assets 427,500,000
Current Cash 136,100,000
Current Liabilities 296,000,000
Current Debt 43,900,000
Non-Cash Working Capital (NCWC) 39,300,000
Change in NCWC -24,900,000
EBIT 205,900,000
Tax Provision 11,300,000
Depreciation and Amortization 278,400,000
Capital Expenditure -132,200,000
Unlevered Free Cash Flow 239,731,203
Current Assets 401,000,000
Current Cash 80,900,000
Current Liabilities 329,900,000
Current Debt 74,000,000
Non-Cash Working Capital (NCWC) 64,200,000
Change in NCWC 59,500,000
EBIT 140,900,000
Tax Provision 2,600,000
Depreciation and Amortization 241,200,000
Capital Expenditure -155,200,000
Unlevered Free Cash Flow 286,400,000

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